Monday, April 7, 2014

Everything You Need to Know About the PANCE/PANRE

Everything You Need to Know About the PANCE/PANRE
Updated: 04/14/2016
Both the PANCE and PANRE are produced by a group of PAs and physicians selected based on their experience in technical writing, experience, and demographics. Each writer composes a number of questions, which goes through review. Some questions on each exam are noted for “pretesting,” which are not scored, but the examinee has no idea which questions they are. This allows NCCPA to know whether to include them on future PANCE/PANRE exams. Both exams are scored by giving 1 point for correct answers and 0 points for incorrect answers. Raw scores are then calculated. Then, the Rasch model is used to calculate a “proficiency measure” compensating for variability in difficulty across questions and versions of the exam. This proficiency measure is converted to scaled scores and compared with the scores of examinees who took the exam in the past. Below you can see a breakdown of the PANCE provided by the NCCPA.



The PANCE
  • To sit for the PANCE, you must graduate from a program that was accredited at the time of your matriculation
  • You are eligible to take the PANCE 6 times or up to 6 years after completing the requirements for graduation, whichever comes first.
  • The PANCE costs $475 and you must submit an application in advance. You can schedule your exam anytime depending on testing availability at a Pearson VUE testing center.
  • The exam is 5 hours and includes 300 multiple-choice questions in 5 blocks of 60 questions with 60 minutes allotted for each block. 45 minutes is allotted between each block for break. While taking the exam, you will be allowed a pencil and sheet of paper for notes or a dry erase board and marker. You will also be given earplugs and headphones for noise.
  • You cannot submit an application to test until 90 days prior to your expected program completion date. You are eligible to sit for the PANCE 7 days after the completion of your program. You can only take the PANCE once in any 90-day period or 3-times per calendar year. Tests are not administered December 20-31.
  • It can take up to 2 weeks to receive your PANCE scores.
  • PANCE scores are released every Thursday.
  • A PANCE score of 350+ is generally accepted as “passing,” however, passing scores can and do range from 350-392 depending on the Form (though passing scores are no longer published)
    • You can use the following formula to predict your PANCE scores
      • PANCE = [PACKRAT x 5.74] - 287.47
    • The highest score attainable is an 800
  • Familiarize yourself with the PANCE & PANRE content blueprint

The PACKRAT
  • The PACKRAT is a 225 question multiple choice exam similar to the PANCE with new versions released each fall
  • PACKRAT exams must be ordered online by program directors or representative faculty
  • Per PAEA Networker, there is no way to directly select which version of the PACKRAT exam will be assigned to each set of students. The most current version of the exam is scheduled by default.
  • The cost per exam per student is $40 for PAEA members and $45 for non-members

The PANRE
  • PANRE failure rates have been stable since 2011 and fluctuate between 7-9% (91-93% pass rate)
    • Second time PANRE takers have a 95% pass rate
  • The PANRE costs $350
  • You are eligible to take the PANRE if you are in the 5th or 6th (9th or 10th) year of the PA-C certification maintenance cycle, depending on your cycle
  • If you are in your 6th or 10th year, you only have 2 attempts to pass the PANRE. You must wait 90 days between exam dates. Take it sooner than later! No testing is allowed between December 20-31.
  • To clarify: You may take the PANRE only once in a 90-day window and only twice per year (which is 180 days from your first exam date) as long as that time-frame occurs before the end of your recertification expiration date. Your time frame (the 180 days) gets "shorter" if you apply later (closer) to your recertification expiration date, meaning, you'd only have the opportunity to take the exam once if you have less than 90 days left.
  • The 10-year recertification process begins at your recertification date if you are currently on a 6-year recertification track.
  • If you are taking the PANRE, it can take up to 10 days to receive your scores
  • The PANRE is a 4 hour exam consisting of 240 multiple choice questions given in 4 blocks of 60 questions with 60 minutes for each block. 45 minutes are allotted for breaks between each block.
  • The PANRE, unlike the PANCE, has practice-focused content with choices. No matter which you choose, 60% of the questions will be primary medicine or generalist (144 Q’s) questions, while the remaining 40% can be geared toward more generalist questions in one of three areas.
    • Adult medicine (everything minus pediatric)
    • Surgery (women, ortho, CV, neuro, pediatric)
    • Primary care or generalist
  • In 2013, the pass rate for the surgery focus was 85-87% while the pass rate for the adult medicine PANRE was 92-94%. These results are available by calling NCCPA.

Tips:
  • First and foremost, there is not a “most effective” way to study for this exam, however, you should consult the blueprint provided by the NCCPA. Be aware that questions may fall outside of this blueprint, but that’s okay. Everyone will have their own method for learning whether it is self-studying or live courses.
  • You cannot learn every detail, medication, diagnosis for every subspecialty. The best you can do is review the areas you are weakest in.
  • Start by studying the “big five” (cardiology, pulmonary, GI, EENT, and either ortho or Oby/Gyn = 57% of the exam) and then study questions from each of them individually. Practice at least 60 questions/day.
  • Therapeutics is almost 20% of the exam - so study CV drugs, neuro/psych drugs and antimicrobials.
  • Aim for >70% on all sections of your PACKRAT.
  • Study your original PA school notes first, then resort to review books. Repetition! Time yourself!
  • Use your score sheets as blueprints to help you figure out where your weaknesses are and concentrate on studying those areas first
  • Don’t try to memorize the information. Instead, try to understand the concept of each disease.
  • Do the AAPA pre/post test questions  
  • Study diseases in more depth than what review books provide as newer questions have become more difficult than before
  • Don’t worry about the amount of time it takes to prepare. Take the test when you are thoroughly prepared. On that note, take the exam as soon as you feel prepared enough. Most students recommend within one week after your program ends.
  • Know your EKG’s and know your medications and their interactions
  • Study cardiology, pulmonary, occupational diseases, GI, know when to order which test, know the different fractures and casts, know your cranial nerves.
  • When taking the test, do not answer questions based on your own experiences. They are looking for the “best answer.”
  • Read each question carefully. Narrow down your choices and make the best educated guess if you are unsure. Do not leave any questions unanswered.
  • Take the PANCE on a Monday. You’ll get your scores that Thursday and you won’t have to wait.
  • You can check this website to see if you passed. They send you an e-mail when your actual test results are available.
  • Remember, you are limited to taking the PANCE 6 times in 6 years! If you’ve failed once, consult your program for a plan of action for how you’ll prepare yourself for the next one so you don’t waste your chances.

PACKRAT:
Disclaimer: The distribution of PAEA materials is prohibited and may not be reproduced, transmitted in any form by any means, electronic or mechanical, including photocopy or recording, or any information and retrieval system, without permission from PAEA. With that said, I will not personally distribute PACKRAT materials, but they are available on the internet if you search using Google and quotations. Stricter policies have limited the release of Forms 17 and 18 on the internet and you probably won’t find those or Forms 1-7 available online.

Click here for a PACKRAT Topic List released in 2015

PACKRAT Form 9 - Google search for it in quotations

PACKRAT Form 8-16 - available on ScribD by Mayer Rosenberg

PACKRAT Form 17 - Released 2012

PACKRAT Form 18 - Released Nov 6, 2013
Updates include:
  • Flexible testing time controlled by programs (up to 6 hours)
  • The use of images, electrocardiograms, and radiographs
  • Improved access to score reports
  • Lab reference sheet integrated into administration portal

PACKRAT Form 19 - Released November 2014

PACKRAT Form 20 - Released November 2015

PACKRAT Form 21 - Releasing November 2016

Books:
Personal Recommendations
Step Up to Medicine 3rd Edition by Agabegi and Agabegi
Pance Prep Pearls by Dwayne A. Williams
Current Medical Diagnosis and Treatment 2016 by Papadakis, McPhee, and Rabow

Other Books Recommended by Students/PAs
PANCE: Power Practice by Learning Express LLC
PANCE/PANRE Flash Review by Debbie Winberry PA-C
Swanson’s Family Medicine Review, 8e by Tallia, Scherger, and Dickey
Primary Care Secrets, 3rd Edition by Mladenovic
USMLE Step 2 Secrets, 4e by O’Connell

SELF STUDY RESOURCES:
  • Organized according to the 2016 NCCPA blueprint by organ area and outline fashion
  • $14.99 for the e-book or $39.99 on Amazon
  • $199 at-home review course, including 1 year of unlimited access to audio review, lectures, 1700+ practice questions, the study guide, flashcards, matching quizzes and practice exams
  • Free trial with 500 practice questions, 1000 flashcards, and 4 hours of audio review

  • $149/year
  • 1500 NCCPA-style questions
  • Peer comparison & performance analysis
  • Score prediction & likelihood of passing calculations
  • Available on iPhone, iPad, and Android  

  • $595

  • 35 hours of Cat 2 CME
  • $349.95

Help Campus (same as Help Zebra and also known as Hancock)
  • 4,200+ questions
  • 3 Months of access - $324.95
  • 6 Months of access - $399.95
  • 12 Months of access - $400.95
  • 15 Months of access - $549.95
  • Davis PA Review included with every subscription

  • PDF handouts, practice tests, lectures
  • Uses ExamMaster
  • $390

  • $495 for 1 year of access
  • AAPA endorsed board review

Teaching to the Test.net by Jackie Kazik (book)
  • $59.95
  • Free subscription to PANCEMaster
  • 650 page text covering topic and task areas found in NCCPA blueprint
  • Updated guidelines for 2013

  • $75.99

  • 4 months - $99.95
  • 13 months - $119.95
  • 25 months - $134.95

  • Flashcards
  • Studyguide
  • Practice Test
  • Review

  • $519 Print or Digital Non-Member
  • $889 Complete Package Non-Member

  • 20 sessions - $1,250
  • 10 sessions - $700
  • 6 sessions - $450
  • 4 sessions - $350
  • All include PPT presentations and study guides

247 Tutoring (San Diego, California)
  • Pro Tutors - $40/hour
  • Silver Tutors - $99/hour
  • Diamond Tutors - $299/hour

  • 150 hours of online video lectures
  • $79.99 for 60 days of access
  • $99.99 for 90 days of access
  • $129.99 for 180 days of access
  • $199.99 for 1 year of access
  • $299.99 for 2 years of access

PRACTICE EXAMS and QUESTION BANKS:
  • Note: the PANRE has 60% of the same content as the PANCE
    • The remaining 40% is categorized as adult medicine, surgery, and primary care

100% Money Back Guarantee
Monthly Fee
Annual Fee
# of PANCE Qs
# of PANRE Qs
SmartBanks by TrueLearn
Yes
$79
$249
800
1,000
NPAE
Yes
---
$199
3,000
Kaplan’s Qbank
Yes
$99
$199 lasts until your exam
1,100
PANCE Master
Yes
$65, lasts until your exam
1,300
NCCPA Practice Exams
Not stated
$50 each/180 days
May purchase multiple times
120 Qs/exam
2 PANCE exams available
120 Qs/exam
2 PANRE exams available
Exam Master
Not stated
$116
$350
2,900 Qs in Q-bank
One 300-Q practice exam
PA Easy (McGraw Hill)
Not stated
$79
----
1,400
Med Challenger
Yes

$325
2,000
Data Chem
Not stated

$1,099 for lifetime review
840
The Physician Assistant Life
Yes
$45 for 2 weeks
$65
4,000

  • Specialized question bank of over 800 PANCE and 1,000 PANRE specific questions and counting
    • PANCE or PANRE = 1 month ($79), 3 months ($129), 6 months ($199), 1 year ($249)
  • Explanations and references with key learning points for each question
  • Board style vignettes reflective of actual PANCE/PANRE style questions
  • Ability to create your own exams with content specific to your weaknesses
  • Exam content matches the NCCPA Content Blueprint  
  • Realistic testing interface, similar to exam day with analytics revealing peer-peer question performance, subject-specific performance, and overall performance
  • Question specific analysis to analyze when you change an answer (correct to incorrect vs. incorrect to correct)
  • The same content utilized by over 90% of D.O. programs for all board exams

  • 1,200+ questions and explanations, interactive and designed for visual learners (300 testable clinical photos)
    • Page references to Van Rhee’s review book and AAPA review book
    • Explanations for each correct and incorrect answer, bottom line recap
    • Create exams by topic or unused/incorrect questions to target weaknesses and track progress
    • One month subscription: $99
    • “Until Your Test”: $199 (use as often as you’d like, until your exam date)
  • Live instruction from Yale’s program director and author, James Van Rhee ($799)
    • 25 hours of CAT-1 CME ($40)
    • Covers blueprint content in 25+ hours

  • 1,300+ questions
  • $65 subscription (previously $55)
  • Customize your studying to your own pace and preferences
  • One-time fee grants access until you pass your exam

  • 2 PANCE and 2 PANRE Exams
  • Now $50 per exam (previously $35)
  • You only have the exams for 180 days, but you may repurchase them unlimited amounts of times
  • Students are only eligible to purchase them 90 days prior to graduating

  • $14.99 for study guide (PDF) or hardback ($39.99), contains a very skin and bones version perfect for PANCE/PANRE preparation
  • Board review accessible from any computer or electronic device
    • Lectures (videos and podcasts), quizzes, pre- and post-tests for each topic area
  • 100% PANCE/PANRE pass rate for 2015
  • Free trial or $199 for 1 year of unlimited access (includes study guide)
    • 3000+ question bank with explanations
    • 10 hours of audio review
    • 1000+ flash cards

  • $116 for 1 month, $350 for 1 year (previously $19.99 for 60 days)
  • 2,900 questions and explanations
  • Personalized score reports - by subject or topic area
  • Flash cards
  • Generic brand drug review with commonly prescribed medications
  • Also offers a comprehensive practice exam with 300 Qs for $49.99
  • Mobile App $19.99

  • 1,200 Questions
  • 1-Month $79.00, 3-Month $139.00
  • Adaptive learning technology to personalize test prep based on individual needs
  • Dashboard with latest test scores to track progress and resume test prep from previous point
  • Personal study plan, allowing individual to customize and schedule studying, as well as set and achieve goals
  • Skill report shows proficiency in every subject area
  • Detailed explanations for each question with feedback stats on total test performance
  • Mobile app available

  • 2000+ PANCE/PANRE Qs with detailed explanations and references
    • Topic-based segments (Q&A, review, and quiz modes)  
  • Board exam stimulation with prescriptive output that identifies weaknesses
  • Includes 195 Cat-1 NCCPA CME credits and 20 Cat 1 AAPA credits
  • Bonus prep exam
  • PANCE or PANRE board review: $325
  • Premium Membership: $199/year
    • Includes annual renewal of CME credit availability and ongoing content updates
  • Accessible online or offline

  • 840 Questions
  • 13 Topic Areas
  • Individual License - $169

  • $19 for 1 month of access, $26 for 1 year of access
  • 4 midterm exams (each 30 questions) + two-120 question final exams
  • Two 90 minute timed exams each with 60 questions
  • Five 225 question PANCE/PANRE practice exams (1,125 questions total)
  • Ten topic area specific question banks (over 1,021 questions)
  • Two realistic based exams for PANCE and PANRE, mimicing actual testing environment and timed
  • Flashcard sets for the PANCE and PANRE with 226 and 330 questions respectively  
  • Audio and flashcard sets
  • Mobile app
  • 90 question daily email, PANCE/PANRE audio review course (4 h podcast)

IN-PERSON COURSES:
You can either choose to use AAPA’s CME Calendar Search tool, or use the list below for easy reference. Be aware that AAPA’s search tool may not have all of the courses listed below.

  • Live or Online ($349)
  • Course + Exam Master = $449


  • 36 hours Cat 1 CME
  • Hosted in Atlanta in September
  • Wednesday-Saturday (7 AM - 5:30 PM)
  • $650 early/$675 regular/$600 on site

  • Hosted in May (near Philadelphia)
  • Early bird - $475
  • Regular - $550
  • On-site Price - $625
  • PA Student Rate (weekend only) - $125

  • $75 non-MWU students/$350 Physician Assistants
  • Hosted in May in Glendale, Arizona
  • Monday-Thursday 8 AM- 5 PM

  • Price ranges from $300-$525 depending on when you register and your credential status

  • Hosted in Albuquerque, New Mexico
  • 3 day course, 26 hours Cat 1 CME
  • Students: $199.95 early/$249.95 regular
  • Physician Assistants: $399.95 early/$449.95 regular

  • New graduates - $350 early/$400 regular
  • Physician Assistant - $545 early/$570 regular

  • Hosted in August in Portland
  • OHSU New Graduates - $250 early/$280 regular
  • Non-OHSU New Graduates - $380 early/$430 regular
  • All others - $535 early/$710 regular

  • $150 registration fee
  • $50 Advanced EKG, BLS, or Radiology workshop
  • $75 PANRE Practice Exam

  • Hosted in April in Sun Valley, Idaho
  • 20 hours Cat 1 CME
  • $370 for members/$510 for non-members

  • Non-member: $515 early/$565 regular
  • Students: $35/day

  • For licensed PA’s only
  • $695 early bird/$795 regular

  • 3-Day PANCE/PANRE Review
  • $350 for students/$425 for PAs
  • 32 hours of Cat 1 CME
  • 1,000 questions (7 exams)
  • Includes breakfast and lunch, shuttle from airport, and lodging

  • 42 hours Cat 1 CME
  • $350 for 3-Day
  • 5-day Layout
    • Day 1: critical thinking, cardiology I, gastroenterology, hematology, women's health
    • Day 2: cardiology II, endocrinology, ophthalmology, cardiology IV, nephrology, EKG
    • Day 3: cardiology III, urology, rheumatology, pediatrics, dermatology
    • Day 4: pulmonology, antimicrobial, pharmacology, infectious disease
    • Day 5: Neurology, psychiatry, orthopedics, ENT
    • 4 sample exams, 120 questions each
  • Gives you a practice test each night to ensure you are focusing on the right area of study

  • 22 hours Cat 1 CME
  • Hosted in Oklahoma City in August
  • $295 new graduates/$400 Physician assistants

PA Board Review Program (Irvine, California)
  • 3 day course, 8 AM - 4 PM
  • $295

  • $399 - DVDs + eLearning

  • Includes the Mayo Clinic Internal Medicine Review book and Q&A book
  • Includes 2 free MOC sessions
  • $1,199

INTERNET MEDIA SOURCES:














PHONE APPS:
Yes, there are many apps available out there, but there are also very good reviews of these apps available on a website called iMedical Apps. You can check these two out here and here posted by PhysicianAssistant’s Twitter account for physician assistants.  
Epocrates - Free drug content, $159.99 disease content

Medscape by WebMD - Free

UpToDate - Free

AgileMD - Free

Micromedex - $2.99 annual subscription

Diagnosaurus (McGraw-Hill) -$1.99

PANCE Flashcards - Lange - Free, Expansion Pack - $34.99

Physician Assistant LANGE Q&A - Free download, $49.99 for access
  • Contains 1,211 questions from PAEasy.com

Physician Assistant Exam Review McGraw-Hill - $49.99

PEPID - Free

Physical Exam Essentials (HippoSoft) - $2.99

iTriage - Free


ErRes - $4.99




Videos:
  • Cardiology, GI, Neurology, Ophthalmology, nephrology, and hematology
  • HIV, psychiatry medications

  • Pulmonary


Reviews:

Sources:
http://www.imedicalapps.com/2014/01/touch-surgery-app-android-simulation-education/

102 comments:

  1. I'm can't believe I failed the PANRE with a score of 373 a few months prior. I prepared this time and worked on 800+ practice questions but felt no better when I walked out of this 2nd round of testing. The 2014 PANRE test seemed much more difficult than any of the prior two tests. What's worse is 6 years ago when I went to recertify I did no prep and had a score of 458. Does anyone feel like the PANRE is more difficult now?

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  2. yes.. never had any issues with passing. The test this year was all over the place and very very specific with multiple "possible" correct answers. I would bet my license (apparently i have) that the average scores for this years test is much lower than the previous 5 tests I have taken.

    ReplyDelete
  3. I also agree. This year was much more difficult compared to 6 years ago. 6 years ago I got a score of 691. I will be interested to see what the score from last week ends up being. I felt like I was guessing on every other question and I work in Cardiology.

    ReplyDelete
    Replies
    1. Why would you say so...pls?

      Is it the lenght? how long or short are they?

      Delete
    2. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

      Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806

      Delete
    3. Testimony of financial breakthrough from GOD through the help of Funding Circle Loan INC. (fundingcapitalplc@gmail.com OR Call/Text +14067326622)...

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      Delete
  4. How do you calculate a PACKRAT score? I was given practice PACKRAT tests, so I know what percentage of questions I got right, but I don't know how to convert that to an actual score. Thanks!

    ReplyDelete
    Replies
    1. A PANCE score of 350+ is generally accepted as “passing,” however, passing scores can and do range from 350-392 depending on the Form (though passing scores are no longer published)
      You can use the following formula to predict your PANCE scores
      PANCE = [PACKRAT x 5.74] - 287.47

      Delete
    2. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

      Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806

      Delete
  5. Says right up at the top:
    "A PANCE score of 350+ is generally accepted as “passing,” however, passing scores can and do range from 350-392 depending on the Form (though passing scores are no longer published)
    You can use the following formula to predict your PANCE scores
    PANCE = [PACKRAT x 5.74] - 287.47
    The highest score attainable is an 800"

    I find the formula is not that accurate however. I got a 184 (about 82%) on a PACKRAT which equates to a 769... A little higher and the formula would give me a number over 800... an impossibility

    ReplyDelete
    Replies
    1. Hi anonymous,

      Thanks for replying to the above comment. The formula was created using a small sample size of students and was not intended to be perfect. It does not equate 100% with every student's score and every PACKRAT test taken. PACKRATs are all going to be different and vary in difficulty. Please take that into consideration.

      Delete
  6. I hate to self promote, but you are missing a resource that is blazing a new path in the PA world. Look up www.roshreview.com/pa
    It's knocking people's socks off. Tell me what you think...
    Best,
    Adam

    ReplyDelete
    Replies
    1. I'll be sure to add that. Thanks Adam!

      Delete
  7. Hi...could you please guide me...On the exam what is a good rule of thumb

    Generally how long are the exam questions? (Longest)

    And how short can the exam questions be? (Shortest)

    Thanks.

    ReplyDelete
    Replies
    1. Hi anonymous, I'm not sure what you mean by longest and shortest, but I think generally they take between 2-5 minutes to complete.

      Delete
    2. Sorry for the confusion....I mean't as to what is the

      Number of lines (Longest question)? (What % of the exam does it comprise roughly)

      Number of lines (Shortest question)? (What % of the exam does it comprise roughly)

      To practice for the exam in order to properly simulate it?

      Many Thanks.

      Delete
  8. Thank you for this information! as an FYI, NCCPA practice PANCE tests are now $50 each

    ReplyDelete
    Replies
    1. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

      Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806

      Delete
  9. Hey there ..... do you know where I might be able to get copies of Packrat form 16-21. Scribd only goes to 15.

    Thanks PA student Hoop

    ReplyDelete
    Replies

    1. Hello Everybody,
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      Delete
  10. Hello there, I want to go for PANCE and using https://www.medcram.com/ resource for educational purpose. Very helpful to learn these facts! Keep sharing such stuff!

    ReplyDelete
    Replies
    1. Loan Offer.

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  11. Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? All you have to do is to contact us for more information on how to get started and get the loan you desire. This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of 3% just email us creditloan11@gmail.com

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  12. Hello Everybody, My name is Mr.Vincent Brooks. I live in Canada and i am a happy man today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to her, she give me happiness to me and my family, i was in need of a loan of $40,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing woman loan lender that help me with a loan of $40,000.00 Canada Dollar, he is a GOD fearing woman, if you are in need of loan and you will pay back the loan please contact her tell her that is Mr.Vincent Brooks that refer you to her. Contact email:susanjamesloanfirml07@gmail.com or susanjamesloanfirml07@outlook.com or Website:https:/susanjamesloanfirm.wixsite.com/loan-officer

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  13. Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

    LOAN APPLICATION INFORMATION FORM
    First name......
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    ReplyDelete
  14. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

    Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806

    ReplyDelete
  15. Hello Everybody, My name is Mr.Vincent Brooks. I live in Canada and i am a happy man today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to her, she give me happiness to me and my family, i was in need of a loan of $40,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing woman loan lender that help me with a loan of $40,000.00 Canada Dollar, he is a GOD fearing woman, if you are in need of loan and you will pay back the loan please contact her tell her that is Mr.Vincent Brooks that refer you to her. Contact email:susanjamesloanfirml07@gmail.com or susanjamesloanfirml07@outlook.com or Website: https:/susanjamesloanfirm.wixsite.com/loan-officer

    ReplyDelete
  16. *Hello*

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  17. Good Day,

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  18. Are you in need of financial assistance if yes contact this email: carlosellisonfinance@gmail.com

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  19. Are you in need of financial assistance if yes contact this email: carlosellisonfinance@gmail.com

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  21. My name is Agent Mark from North Carolina and i am so grateful to Mr Armstrong from Honest Loan Firm. I just got a loan of $130,000.00 from them, they are indeed honest in everything they do concerning loan transactions. Email: honestloanfirm11@outlook.com

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  22. Apply for all types of urgent loan at 3% interest rate.

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  23. This comment has been removed by the author.

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  24. I am Mrs Monica Fred, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(monicafredcashloan@gmail.com)

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  25. Attention,
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  26. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

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  27. Apply for all types of urgent loans at interest rate of 3% at Delvin Loan Firm.

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  28. Good Day Dear Loan Seeker,

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  29. Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 2%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 2 to 20 years.Contact us at:monicafredcashloan@gmail.com

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  30. Thanks to everyone out there who has given my company a good credibility record in terms of financing. our aim is to help people with money at low interest of 3%. i want to use this medium to inform all who need loan funding of any type, do not hesitate to contact through the below details.

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  31. daimondloanfirm@gmail.com Good Day, Are you in financial difficulty? Apply for an affordable loan of 3% interest rate to pay off your debts, To start up a new business, To expand your business, etc. if YES contact us for more information about the loan via this email only : daimondloanfirm@gmail.com NOTE: Contact us only on this email id: daimondloanfirm@gmail.com Good Day, Are you in financial difficulty? Apply for an affordable loan of 3% interest rate to pay off your debts, To start up a new business, To expand your business, etc. if YES contact us for more information about the loan via this email only : daimondloanfirm@gmail.com NOTE: Contact us only on this email id: daimondloanfirm@gmail.com

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  33. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

    Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: (913) 274-9127

    ReplyDelete
  34. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

    Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: (913) 274-9127

    ReplyDelete
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  36. Hello
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  37. My name is Asha from USA am using this medium to publicize goldencrosscredits@outlook.com .I was in a terrible situation sometime last year. We urgently needed to get a new house, my credit score was really bad. We tried all we could to get a loan but all effort was in vain due to the bad credit ,i was surfing on-line and saw a post about this company and how they help fix bad credit and assist you in attaining great financial stability. I made contact and i was asked for a few details which i provided and in less than 5 days i had a reasonable amount of money in my account and am glad today that i was able to get the house we wanted in a short period of time. Are you in need of money or you also have a bad credit or even worse then waste no time but contact goldencrosscredits@outlook.com or +1 240 892 4311

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  39. We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or wassup me at +233260941872 or TEXT TO PH: +1(409) 359-2407

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  40. Good day I am Olivia Chris by name and i live in united kingdom i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the INTERNET and was been scammed so i became desperate in getting a loan from a legit lender on-line then i saw a comment from a friend called john lyton and he talked about this legit loan company where he got his loan fast and easy without any stress so he introduced me to a woman called Mrs MORGAN who controls a firm called COURTNEY INVESTMENT LIMITED, So i applied for a loan sum of ($360,000.00 USD) with low interest rate of 3% so the loan was approved and deposited into my bank account that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email:

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    ReplyDelete
  41. Good day I am Olivia Chris by name and i live in united kingdom i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the INTERNET and was been scammed so i became desperate in getting a loan from a legit lender on-line then i saw a comment from a friend called john lyton and he talked about this legit loan company where he got his loan fast and easy without any stress so he introduced me to a woman called Mrs MORGAN who controls a firm called COURTNEY INVESTMENT LIMITED, So i applied for a loan sum of ($360,000.00 USD) with low interest rate of 3% so the loan was approved and deposited into my bank account that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email:

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    ReplyDelete
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  43. Do you need a loan to start up business or to pay your bills and a corporate financial for real estate and any kinds of business financing. ( Creditplusfinance11@gmail.com ) We also offer Loans to individuals,Firms and corporate bodies at 3% interest rate. We give out loan to serious minded people that are interested of loan if interested contact this email: Creditplusfinance11@gmail.com

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  46. We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or Call me at +233260941872 or TEXT : +1(409) 359-2407

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  47. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer business loan, personal loan, home loan,auto loan, student loan, debt consolidation loan e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible, contact our specialist for advice and finance planning. If you need a quick loan contact us at: email : muslimgroupofcompany@gmail.com
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  54. Hello, I am Mr. KEVIN KENT, a private loan lender who gives life time opportunity loans. Do you urgently need a loan to pay off your debts or need a loan to improve your business? Has it been rejected by banks and other financial institutions? Do you need a consolidation loan or mortgage? Seeking more because we are here to make all your financial problems a thing of the past. We lend money to individuals who need financial help, who have bad credit or who need money to pay their bills, to invest in business at a rate of 2%. I want to use this medium to inform you that we provide a reliable and beneficial assistance and we will be willing to offer a loan. So contact us today by email at: kelvinkentloanfirm83@gmail.com

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  56. THIS WAS HOW I BENEFITED FROM THE AMEIR MILLER END OF YEAR NONANZA WITHOUT NO UPFRONT FEES !!

    Please i urge all well meaning citizens of the global world and most especially those that are residence here in the United States of America to to simply take out their time in reading my message and testimonial message on here so that they can learn from it as i have no negative intentions of doing this but rather to mainly let everyone know what i went through in the course of getting an urgent life fixing loan funds online and how i eventually became victorious.

    I was recently laid off from a great job due to our sluggish economy since trump assumed presidency . I registered on several job hunting sites and got busy finding another job. I came across several jobs but they didn't ...i then resolute to getting a loan online to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going online would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn't give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State online based loan agency in the name of AMEIR MILLER LOAN AGENCY as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer's advice in which i applied but God actually showed his face as this God sent online loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of %2.5 percent , ya all can go talk to them using these 3 emails ameirmillerfinancialinstitute@gmail.com or ameirmillerclassicloaninstitute@yahoo.com , ameirmillerapprovedloans@usa.com
    . God bless yall for taking out time to reading my message to the world .

    ReplyDelete
  57. THIS WAS HOW I BENEFITED FROM THE AMEIR MILLER END OF YEAR NONANZA WITHOUT NO UPFRONT FEES !!

    Please i urge all well meaning citizens of the global world and most especially those that are residence here in the United States of America to to simply take out their time in reading my message and testimonial message on here so that they can learn from it as i have no negative intentions of doing this but rather to mainly let everyone know what i went through in the course of getting an urgent life fixing loan funds online and how i eventually became victorious.

    I was recently laid off from a great job due to our sluggish economy since trump assumed presidency . I registered on several job hunting sites and got busy finding another job. I came across several jobs but they didn't ...i then resolute to getting a loan online to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going online would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn't give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State online based loan agency in the name of AMEIR MILLER LOAN AGENCY as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer's advice in which i applied but God actually showed his face as this God sent online loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of %2.5 percent , ya all can go talk to them using these 3 emails ameirmillerfinancialinstitute@gmail.com or ameirmillerclassicloaninstitute@yahoo.com , ameirmillerapprovedloans@usa.com
    . God bless yall for taking out time to reading my message to the world .

    ReplyDelete
  58. WE AT THE WINONA MILLARAY LOAN FOUNDATION IS CURRENTLY CONDUCTING AN END OF THE YWAR GIVE AWAY BONONAZA PACKAGE TO ALL OUR CLIENTS BOTH OLD AND NEW THAT ARE CURRENTLY LOOKING TO GET A NO UPFRON FEE LOAN FOR THIS SEASON AS IT IS JUST %2 PERCENT GUARANTEED LOAN ORDER .


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    You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

    TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations

    ReplyDelete

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  60. Hello Everyone

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    Peter Drury

    ReplyDelete
  61. Good day Everyone,
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    Mr Edward Bonk

    ReplyDelete
  62. THIS WAS HOW I BENEFITED FROM THE AMEIR MILLER END OF YEAR NONANZA WITHOUT NO UPFRONT FEES !!

    Please i urge all well meaning citizens of the global world and most especially those that are residence here in the United States of America to to simply take out their time in reading my message and testimonial message on here so that they can learn from it as i have no negative intentions of doing this but rather to mainly let everyone know what i went through in the course of getting an urgent life fixing loan funds online and how i eventually became victorious.

    I was recently laid off from a great job due to our sluggish economy since trump assumed presidency . I registered on several job hunting sites and got busy finding another job. I came across several jobs but they didn't ...i then resolute to getting a loan online to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going online would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn't give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State online based loan agency in the name of AMEIR MILLER LOAN AGENCY as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer's advice in which i applied but God actually showed his face as this God sent online loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of %2.5 percent , ya all can go talk to them using these 3 emails ameirmillerfinancialinstitute@gmail.com or ameirmillerclassicloaninstitute@yahoo.com , ameirmillerapprovedloans@usa.com
    . God bless yall for taking out time to reading my message to the world .

    ReplyDelete

  63. I just dont know why people prefer lying , cheating others and defrauding others for a living by pretending to granting them loans when they themselves are broke and in target of the fees that you have to pay .

    HERE is MY EXPERIENCE :

    I was in a financial mess, me and my partner were fighting all the time for money issues, We had no choice but to look out for online loans in other countries as our credit score was bad and also coupled with the fact that the loan sharks around here had high interest rate , the short story is that we were defrauded big time and also made to believe that were would get the loan and yet another story which went on and on , my partner detected this and found out that they were fake and from Africa , we backed out and told a family friend who refered us to a UNITED STATE based loan agency called THE WINONA MILLARAY LOAN FOUNDATION she also told us how she got a loan from them on an interest rate of %2 percent , at this point we didnt get carried away with the interest rate but rather we just needed something legit and we asked several proofs to be sure even though she was family and she went ahead to granting us bank statement as to when her loan funds that was approved within 48 hours were granted , all looked like a dream and we applied for our own buisness loan of $100,000.00 AUD too , amazingly we got approved within same 48 hours without no hidden charges due to th fact that we had a matching collacteral to back up our loan request . all thanks to te WINONA MILLARAY WORKERS . STAFFS AND C.E.O it was an amazing experience with them and i pray that may God bless then abundantly . Bless Up . yall can reach them on mrswinonamillarayloancouncil@gmail.com , thewinonamillarayloancouncil@hotmail.com . Thank You Jesus .

    Niome - Brisbane Australia .

    ReplyDelete


  64. HURRAY !! THE AMEIR MILLER LOAN AGENCY END OF YEAR BONANAZA IS HERE AGAIN !!!!

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    Warm Regards,

    Pastor Mrs Ameir Miller
    Director of General Operations .Director of General Operations .

    ReplyDelete
  65. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

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  66. Are you looking for a loan to clear off your dept and start up your own Business? have you being going all over yet not able to get a legit loan Company that will loan you? Here is your final solution, We can give you any amount you need provided you are going to pay back within the period of time given without any problem. Apply now and contact us for more details via email below. Email:michaelsmithloanfunds@gmail.com

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  68. DO YOU NEED AN AFFORDABLE BUSINESS LOAN OR XMAS LOAN TODAY?

    We have provided over $20 Billion in business loans to over 30,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $1 Billion.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Vasquez Reynolds Loan Home is the answer. Reduce your payments to ease the
    strain on your monthly expenses. Email (vasquezreynoldsloanhome@gmail.com)


    Our services include the following:

    *Property Purchase loans
    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.We are certified and your privacy is 100% safe with us. Worry no more about
    your loans or finances.


    Yours Sincerely,
    Dr. Vasquez Reynolds
    +1 (619)473-5227

    Get your instant loan approval

    ReplyDelete
  69. Good Day Everyone,
    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    via email barbarahodgeloanfirm@gmail.com.

    ReplyDelete
  70. Good Day Everyone,
    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    via email barbarahodgeloanfirm@gmail.com.

    Our Services Include the Following:
    Debt Consolidation
    Second Mortgage
    Business Loans
    Personal Loans
    International Loans
    Loan for any kinds
    Family loan
    E.T.C

    Loan Application Form:

    * Name of Applicant:
    * Address:
    * City:
    * State:
    * Country:
    * Gender:
    * Marital Status:
    * Age:
    * Occupation:
    * Income Rate:
    * Tel:
    * Mobile:
    * Amount Requested:
    * Loan Duration:
    * Loan Purpose:
    * Have you applied for a loan before?
    * If yes; Name of company & Location:

    EMPLOYMENT:

    * Place of work:
    * Address:
    * Phone Number:

    Loan Officer.

    Monday-Saturday:7:30am-6:30pm {Processing time}.
    Sunday:12noon-6:30pm {Processing time}
    After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

    BARBAR HODGE

    barbarahodgeloanfirm@gmail.com or text or call us on +15017229938
    Awaiting your swift reply.

    ReplyDelete
  71. THIS WAS HOW I BENEFITED FROM THE AMEIR MILLER END OF YEAR NONANZA WITHOUT NO UPFRONT FEES !!

    Please i urge all well meaning citizens of the global world and most especially those that are residence here in the United States of America to to simply take out their time in reading my message and testimonial message on here so that they can learn from it as i have no negative intentions of doing this but rather to mainly let everyone know what i went through in the course of getting an urgent life fixing loan funds online and how i eventually became victorious.

    I was recently laid off from a great job due to our sluggish economy since trump assumed presidency . I registered on several job hunting sites and got busy finding another job. I came across several jobs but they didn't ...i then resolute to getting a loan online to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going online would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn't give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State online based loan agency in the name of AMEIR MILLER LOAN AGENCY as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer's advice in which i applied but God actually showed his face as this God sent online loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of %2.5 percent , ya all can go talk to them using these 3 emails ameirmillerfinancialinstitute@gmail.com or ameirmillerclassicloaninstitute@yahoo.com , ameirmillerapprovedloans@usa.com
    . God bless yall for taking out time to reading my message to the world .

    ReplyDelete
  72. UPDATE ON LOAN REQUIREMENT

    If you are in need of some financial support and you can pay back the loan at a given period.? *Need 100% financing contact Email : (bdsfn.com@gmail.com )
    (anatiliatextileltd@gmail.com)
    (bdsfn.com@gmail.com)
    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email
    us today via email:(bdsfn.com@gmail.com)

    For more details :Email : bdsfn.com@gmail.com
    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Have you applied for loan online before (yes or no)
    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Emilia FedorcakovaUPDATE ON LOAN REQUIREMENT

    If you are in need of some financial support and you can pay back the loan at a given period.? *Need 100% financing contact Email : (bdsfn.com@gmail.com )
    (anatiliatextileltd@gmail.com)
    (bdsfn.com@gmail.com)
    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email
    us today via email:(bdsfn.com@gmail.com)

    For more details :Email : bdsfn.com@gmail.com
    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Have you applied for loan online before (yes or no)
    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Emilia Fedorcakova

    ReplyDelete
  73. I have just taken out my first personal loan and i must say i am extremely impressed as to how straightforward the services is. All i had to do was applied and filled out the application form and submit it! I was then told in about 10 minutes that i was accepted and that the funds has been approved and on the way to my bank after submitting the required information’s and i received a loan of $35,000 USD! Extremely impressive. Now i have my own car and also have my own business thanks to JENAS PEDRO LOAN FIRM. Apply for your loan today without any stress with JENAS PEDRO LOAN FIRM email them now on ( jp_loanfirm@hotmail.com ). Thanks.

    ReplyDelete
  74. Dear Sir/Madam, Apply for quick and convenient loan to pay off bills. Do you need funds to get a business start up apply now and get approved with 3% interest rate. We offer all kinds of loans, Investments, Project Funding and we also give out financial support to individuals, corporate bodies, and companies all over the world. Contact us via email GARTMOREINVESTMENTLIMITED@GMAIL.COM Or call us on +16269403712

    ReplyDelete
  75. I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS MARY is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine443@gmail.com

    ReplyDelete
  76. Hello Everyone, i am Mrs Michele Truman i am much very happy today because i was once having problem of money then a friend of my told me that she have a man called Mr Larry Smith a loan lender the she gave me the contact of mr larry smith loan company then i contacted him that i need a loan he gave me his word that he will put a simile on my face at the end of the transaction so i took his word and finally i received my loan in my account within the next 3 hours time, So my dear brothers and sister i want you to contact mr larry smith if you are in need of loan to pay your rent or a business loan or your want to pay your bills or you want to buy a house contact him via email: larrysimthloan@gmail.com

    ReplyDelete
  77. MY FINANCIAL PAINS LEFT LIKE DREAM AFTER MY ENCOUNTER WITH PASTOR AMEIR MILLER LOANS

    I have tried and tried every bank in my country , loan sharks and countless numbers of online lenders! several online loan cash companies scammed me of about $6k they stole they stole $6,000 from me all in the name of fees and fake promises of giving me a loan and finally gave me NOTHING!fine, the banks in my country maintained that i was having bad credit while other loan sharks maintained a very high interest rate which i could never pay off even 1o years after i die and due to all this reasons i decided to relax and to accept my faith but on my search for an accredited loan agency that offers loans online on Google i came across this loan agency by name AMIER MILLER CLASSIC LOAN ?INSTITUTE which offers loan at a cheap rate 2.5% as there terms and conditions was well spelt alongside other interesting testimonies i read about them, online , i was very impressed and convinced but still i was scared because legitimate loan agencies does not offer loans as low as 2.5% so i was very careful but after asking around about this loan agency from friends and advanced personalities i was meant to understand that they are a legit loan agency and due to this revelation about them i had to choice other than to apply for a loan with them since i was not having any other choice and this was done via the email address that was listed on there : ameirmillerclassicloaninstitute@yahoo.com or ameirmillerfinancialinstitute@gmail.com ,text +1 252-585-5014 ameirmillerapprovedloans@usa.com , info@ameirmiller.com i am thankful and grateful to this loan agency .. dont be left out , have them contacted if you need a loan too .their website is www.ameirmiller.com

    ReplyDelete
  78. When my wife and I got married in 2015, we were $22,000 in debt. It was left over from Dontae’s

    student loans with some of it being credit card debt until my colleague then told me to contact

    to help me clear my debts. I was just too impressed cos I never thought it was possible until they

    did it. 4crackedcredit AT Gmail Com They can also help you with any hack service like fixing your

    credit score?.

    ReplyDelete
  79. Testimony of financial breakthrough from GOD through the help of Funding Circle Loan INC. (fundingcapitalplc@gmail.com OR Call/Text +14067326622)...

    Hi I'am Evelyn Russell resident at 808 NE 19th St Oklahoma City, I am a single mother blessed with 2 daughters. For a while now I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a Godsent loan lender that changed my life and that of my family Through the help of a fellowship member "a lender with the fear of God in him Mr JASON RAYMOND, he was the man God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan worth $135,000.00 USD in less then 24hours. So my advise to anyone out there genuinely in need of a loan is to contact Funding Circle Loan INC through this official email:- fundingcapitalplc@gmail.com OR Call/Text +14067326622 and be financial lifted.



    ReplyDelete
  80. APPLY FOR AN AFFORDABLE XMAS LOAN TODAY!!!!

    We have provided over $20 Billion in business loans to over 30,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $1 Billion.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Vasquez Reynolds Loan Home is the answer. Reduce your payments to ease the
    strain on your monthly expenses. Email (vasquezreynoldsloanhome@gmail.com)


    Our services include the following:

    *Property Purchase loans
    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.We are certified and your privacy is 100% safe with us. Worry no more about
    your loans or finances.


    Yours Sincerely,
    Dr. Vasquez Reynolds
    +1 (619)473-5227

    Get your instant loan approval

    ReplyDelete
  81. PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Kelvin Roland. My blank ATM card can withdraw $3,300 daily. I got it from him last week and now I have $16,500 for free for just a week. The blank ATM CARD withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on. I am really happy i met Kelvin Roland because i met two people before him and they took my money not knowing that they were scams. But am happy now. Kelvin Roland sent the card through DHL and i got it in two days. Get your own card from him now he is not like other scammer pretending to have the ATM card, he is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. i'm grateful to Kelvin Roland because he changed my story all of a sudden. The card works in all countries except Philippines and Mali. Kelvin Roland email address is kelvinroland.blankatm@outlook.com!

    ReplyDelete
  82. Hi I'am Mac Bruce resident at 808 NE 19th St Oklahoma City, I am a single Father blessed with 2 daughters. For a while now I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a Godsent loan lender that changed my life and that of my family Through the help of a fellowship member "a lender with the fear of God in him Mr Andrew Wills, he was the man God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan worth $135,000.00 USD in less then 24hours. So my advise to anyone out there genuinely in need of a loan is to contact Andrew Wills Loan Company through this official email:- (aw391loanagency@ gmail. com) and be financial lifted.

    ReplyDelete